Do you remember the Huey Lewis song “Working for a living,” (taking what their giving cause I’m working for a living?) - Well, after oh, I don’t know ummm (cough, cough, cough) 20 plus years I finally figured it out. I HAD to work and not because I wanted to, but because I HAD to.
I was living wrong. Instead of following God’s plan (interestingly enough its written in the bible) to live a debt free life. I decided to take a different route and see how much debt I could accumulate (I’m laughing at my own arrogance here.) I even believed that this somehowe made me important because credit card companies kept giving me more. I’d max out the card and they’d up my limit (we truly had a love affair.) Now, don’t get me wrong I had a fantastic time going into debt until (isn’t there always a but or an until somewhere) I figured out that I was working for Debt and I wasn’t enjoying my life. So how much in debt were we? Well, we don’t need to really get into the specifics (okay, okay stop twisting my arm, I was going to tell you anyway.) Our credit card debt alone was over $60,000. Add that with our cars and home and we were just shy of the half million mark. Half a million dollars! Let that sink in for a second. - Half a million dollars. - Uggghh
Well, I woke up - it was slow and I was cranky and groggy and grouchy and stingy and everything else you can think of when I realized I was an idiot (I’m a closet self loather and this was my olymics.) I knew we had to get out of debt and that it wasn’t going to be easy. But you know what - it is SO worth it. Today we are 4 months away from paying off the last of our credit card debt - Yahoooo!!! (We still have to work on paying off our cars and the house) and we couldn’t have done it w/out God. He laid out the plan for a debt free life and now we are tuned in and listening. I look back and think how much better, easier and more enjoyable our life could have been if we had just followed his plan. Lesson Learned
I’ve learned a lot during these last few years - how to pay off our debt, manage our money and household and enjoy the life God meant for us. If you are on your own journey to financial freedom or looking to begin your journey, I hope my insights and tips will help you along the way. Just remember when in doubt go to God - He’s never wrong (seriously, never)
Realize that only you can walk the path to being debt free and living the way God wants you to live.
Passages that helped me
(1 Timothy 6:10) For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs. (This was me)
(Proverbs 22:7) The rich rule over the poor, and the borrower is servant to the lender. (Yep, I believe this says it all)
(Philippians 4:19) And my God will meet all your needs according to his glorious riches in Christ Jesus.—(See I told you God was here to help)
(Malachi 3:10) Bring the whole tithe into the storehouse, that there may be food in my house. Test me in this,” says the LORD Almighty, “and see if I will not throw open the floodgates of heaven and pour out so much blessing that you will not have room enough for it.” (Give, give and then give some more. Getting out of debt starts with honoring God )
(Acts 20:35) In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: ‘It is more blessed to give than to receive.
a land of many colours and contrasts, the playground of the god, the meeting point of three continents and birthplace of Aphrodite. |Kobe Bryant Shoes
|Supra For Sale
vv ink about skechers shoes last time you felt a negative emotion—-like stress, anger, or frustration. What was going through your mind as you were going through that negativity? Was your mind cluttered with thoughts? Or s skechers was it paralyzed, unable to think? The next time you find yourself in the middle of a very stressful time, or you feel angry or frustrated, stop. Yes, that’s right, stop. Whatever you’re skechers official site doing, stop and sit for one minute. While you’re sitting there, completely immerse yourself in the negative emotion. Allow that emotion to consume you. Allow yourself one minute to truly cheap skechers shoes feel that emotion. Don’t cheat yourself here. Take the entire minute—-but only one minute—-to do nothing else but feel that emotion. When the minute is over, ask yourself skechers shoes for men. ZHC
Main street and Wall street appear Pandora necklace getting marching to completely different drummers as LV ring Wall street declares the downturn could possibly be greater than and principal street experiences slowing ralph lauren online sales. What can we presume as we approach fall?
One concern is certain-floor space and emphasis have switched to style components with much less attention on apparel. The logic at the rear of this proceed rests concerning the simple fact ralph lauren shoes that components typically have ralph lauren sweater men reduced price tag factors and possess a more compact effect concerning the family people spending budget as they provide “feel good” buys to purchasers hungry for only a Tiffany necklace tiny some thing new to decide on up their spirit. apart from components can give last year’s clothing Ralph Lauren lady Shirts a refreshing visual element for this season.
Fashion diamond jewelry is almost consistently the ralph lauren big pony components that direct Ralph Lauren Scarves the field. Our statistics show that wholesale style diamond jewelry delivery to vendors goes on to exceed all other categories. The “lipstick effect” found out by Estee Lauder in spite of the simple fact that LV bracelet in the downturn of 1990 unquestionably plays to the ongoing reputation of costume jewelry. Louis Vuitton jewelry This discovery observed that lipstick product sales rose as higher ticket pieces slowed through Juicy Couture bracelet the 1990 downturn in Ralph Lauren Sweater upscale division stores. The bottom line was that girls don’t quit getting they just proceed to reduced priced products to provide only a tiny some Ralph Lauren tee shirt thing new Vivienne westwood jewelry to lift the spirits.
While the Tiffany earring “lipstick effect” is unquestionably assisting style diamond jewelry sales, trends are undertaking even more. Costume diamond jewelry is impacting style appears everywhere you turn. Dramatic styles in style diamond jewelry are turning up in every one type of media-fashion magazines, television, the internet, advertising, celeb wear, ralph lauren on sale to not mention the heavy emphasis on style diamond jewelry observed in malls, boutiques, lauren by ralph lauren and division stores.
Fashion Tiffany packaging diamond jewelry product sales have ignored the financial trends. every one twelve Juicy jewelry set weeks components newspaper puts out a report on components product sales Swarovski jewelry by category. particulars arrives from several within of the very best division stores Vivienne westwood necklace and huge box stores. According in the direction of the newest Ralph Lauren Pants report that exhibits last results for polo ralph lauren mens pants 2008 and forecasts for 2009, style diamond jewelry hasn’t missed a beat. every one twelve ralph lauren rugby weeks exhibits enhanced product sales figures for diamond jewelry in spite of the simple fact that standard store product sales could possibly be contracting.
The path of costume diamond jewelry Ralph Lauren Shirts is unquestionably a proceed to classic. This craze may cheap Ralph Lauren shirts be continuing to the last amount of many years and based on Henrik Vejlgaard in Anatomy of the Trend, foundation exhibits trends such as Vivienne bracelet this go up and fall slowly, typically greater than a decade.
What especially does traditional show when utilized to style jewelry? Well, based on Webster, traditional is in simple fact a Ralph Lauren Skirts normal of excellence. Thomas jewelry This excellence is rendered in Ralph Lauren Sneakers spite of the simple fact that in the components and pattern of costume jewelry. It also typically implies harkening back again to some earlier exceptional era of costume jewelry, such pandora Beads since the Victorian age or Golden Age of Costume diamond jewelry (many define 1930s to 1960s as this era). just one check of Juicy necklace traditional is diamond jewelry that appeals to some woman, her mother, Thomas bracelet and her daughter. This universal appeal that transcends age groups is in simple Links jewelry fact Ralph lauren outlets a best quality of traditional jewelry.
Costume diamond jewelry pattern in any period of your time are as different since the personalities contributing Ralph Lauren Perfume in the direction of the art. But within of those styles several mainstreams develop that develop to be the trends. The fall period of your time will see some Links pendant current styles return with slight or top modifications as well as some new expressions emerging.
Important branches of Ralph lauren polos fall Swarovski brooch diamond jewelry trends consist of lengthy swinging necklaces that rely heavily on chain hyperlinks and an even more powerful return of style diamond jewelry with gemstone component. These semi important stones will provide new surprises as designers incorporate much more unusual gemstones into jewelry. Meaningful diamond jewelry Swarovski bracelet with messages return, especially inspirational messages, Scripture quotes, and uplifting Links bracelet text message like dream, hope, smile, friends, and family. the standard visual element of costume diamond jewelry might have effect with dramatic size. Chanel jewelry box and bags Plated metals will broad range from one-of-a-kind appears that Pandora bracelet give a hand-made impression to clean up traditional styles inspired by Chanel jewelry top diamond jewelry homes of the bygone era.
Nearly every thing in fall diamond jewelry delivers impact. Bracelets combine and compare to in multiples on the two wrists. broad cuffs and bangles are PANDORA JEWELRY big. Dramatic earrings see Tiffany bracelet a return of chandeliers and glitzy earrings in crystals and Thomas necklace rhinestones create atiffany substantial statement. Yes, costume diamond jewelry will possess an enormous effect on fall style sales, but its presence can be unannounced.
Slowdowns in institution make the nightly news, but raises in costume diamond jewelry product sales or any other merchandising industry requires place under the radar without any just one noticing. Even the purchasers hold on to think factors are hard as Tiffany jewelry careers return and merchandising spending increases. Can we count on style diamond jewelry ringing the cash registers this fall? Most certainly! however it won’t be announced in spite of the simple fact that in the headlines.
Back in 2004, Eric E. Schmidt, Google’s then chief executive, proclaimed, “We’re not going into the phone business, but we’re going to make sure Google is on those phones.”
congrats on being so close to getting out of credit card debt. I know that is so exciting! thanks for sharing this on your site!